LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,139
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,503
−HK$3,418/mo
Today · 4.125%
HK$114,921
baseline
▲ 0.50% · 4.625%
HK$121,913
+HK$6,992/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$229,842/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,304
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,531
−HK$3,273/mo
Today · 4.125%
HK$126,804
baseline
▲ 0.50% · 4.625%
HK$133,488
+HK$6,684/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$253,608/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,767
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,804
−HK$4,101/mo
Today · 4.125%
HK$137,905
baseline
▲ 0.50% · 4.625%
HK$146,296
+HK$8,391/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$275,810/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,365
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,237
−HK$3,928/mo
Today · 4.125%
HK$152,165
baseline
▲ 0.50% · 4.625%
HK$160,185
+HK$8,020/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$304,330/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,395
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$156,105
−HK$4,784/mo
Today · 4.125%
HK$160,889
baseline
▲ 0.50% · 4.625%
HK$170,679
+HK$9,790/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$321,778/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,426
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$172,943
−HK$4,582/mo
Today · 4.125%
HK$177,525
baseline
▲ 0.50% · 4.625%
HK$186,883
+HK$9,358/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$355,050/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,651
−HK$12,206/mo
▼ 0.25% · 3.875%
HK$200,706
−HK$6,151/mo
Today · 4.125%
HK$206,857
baseline
▲ 0.50% · 4.625%
HK$219,444
+HK$12,587/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$413,714/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,547
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$222,355
−HK$5,892/mo
Today · 4.125%
HK$228,247
baseline
▲ 0.50% · 4.625%
HK$240,278
+HK$12,031/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$456,494/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,532 · Scale 2, in force from 26 Feb 2026)