LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,141
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,505
−HK$3,417/mo
Today · 4.125%
HK$114,922
baseline
▲ 0.50% · 4.625%
HK$121,915
+HK$6,993/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$229,844/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,306
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$123,532
−HK$3,273/mo
Today · 4.125%
HK$126,805
baseline
▲ 0.50% · 4.625%
HK$133,489
+HK$6,684/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$253,610/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,769
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,805
−HK$4,102/mo
Today · 4.125%
HK$137,907
baseline
▲ 0.50% · 4.625%
HK$146,298
+HK$8,391/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$275,814/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,367
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,238
−HK$3,928/mo
Today · 4.125%
HK$152,166
baseline
▲ 0.50% · 4.625%
HK$160,187
+HK$8,021/mo
Deposit HK$18.97M · loan HK$28.45M · min. income ≈ HK$304,332/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,397
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$156,106
−HK$4,785/mo
Today · 4.125%
HK$160,891
baseline
▲ 0.50% · 4.625%
HK$170,681
+HK$9,790/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$321,782/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,428
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$172,945
−HK$4,582/mo
Today · 4.125%
HK$177,527
baseline
▲ 0.50% · 4.625%
HK$186,885
+HK$9,358/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$355,054/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,653
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,708
−HK$6,152/mo
Today · 4.125%
HK$206,860
baseline
▲ 0.50% · 4.625%
HK$219,447
+HK$12,587/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$413,720/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,550
−HK$11,699/mo
▼ 0.25% · 3.875%
HK$222,358
−HK$5,891/mo
Today · 4.125%
HK$228,249
baseline
▲ 0.50% · 4.625%
HK$240,281
+HK$12,032/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$456,498/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,555 · Scale 2, in force from 26 Feb 2026)