LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,142
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,506
−HK$3,418/mo
Today · 4.125%
HK$114,924
baseline
▲ 0.50% · 4.625%
HK$121,917
+HK$6,993/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$229,848/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,307
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,534
−HK$3,273/mo
Today · 4.125%
HK$126,807
baseline
▲ 0.50% · 4.625%
HK$133,491
+HK$6,684/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$253,614/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,771
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,807
−HK$4,102/mo
Today · 4.125%
HK$137,909
baseline
▲ 0.50% · 4.625%
HK$146,300
+HK$8,391/mo
Deposit HK$18.97M · loan HK$28.46M · min. income ≈ HK$275,818/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,369
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,241
−HK$3,928/mo
Today · 4.125%
HK$152,169
baseline
▲ 0.50% · 4.625%
HK$160,190
+HK$8,021/mo
Deposit HK$18.97M · loan HK$28.46M · min. income ≈ HK$304,338/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,399
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$156,109
−HK$4,784/mo
Today · 4.125%
HK$160,893
baseline
▲ 0.50% · 4.625%
HK$170,683
+HK$9,790/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$321,786/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,430
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$172,947
−HK$4,583/mo
Today · 4.125%
HK$177,530
baseline
▲ 0.50% · 4.625%
HK$186,888
+HK$9,358/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$355,060/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,656
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,711
−HK$6,152/mo
Today · 4.125%
HK$206,863
baseline
▲ 0.50% · 4.625%
HK$219,450
+HK$12,587/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$413,726/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,553
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$222,361
−HK$5,892/mo
Today · 4.125%
HK$228,253
baseline
▲ 0.50% · 4.625%
HK$240,284
+HK$12,031/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$456,506/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,586 · Scale 2, in force from 26 Feb 2026)