LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,143
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,507
−HK$3,417/mo
Today · 4.125%
HK$114,924
baseline
▲ 0.50% · 4.625%
HK$121,917
+HK$6,993/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$229,848/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,308
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,534
−HK$3,274/mo
Today · 4.125%
HK$126,808
baseline
▲ 0.50% · 4.625%
HK$133,492
+HK$6,684/mo
Deposit HK$23.71M · loan HK$23.71M · min. income ≈ HK$253,616/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,771
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,808
−HK$4,101/mo
Today · 4.125%
HK$137,909
baseline
▲ 0.50% · 4.625%
HK$146,300
+HK$8,391/mo
Deposit HK$18.97M · loan HK$28.46M · min. income ≈ HK$275,818/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,369
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,241
−HK$3,928/mo
Today · 4.125%
HK$152,169
baseline
▲ 0.50% · 4.625%
HK$160,190
+HK$8,021/mo
Deposit HK$18.97M · loan HK$28.46M · min. income ≈ HK$304,338/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,400
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$156,109
−HK$4,785/mo
Today · 4.125%
HK$160,894
baseline
▲ 0.50% · 4.625%
HK$170,684
+HK$9,790/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$321,788/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,431
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$172,948
−HK$4,583/mo
Today · 4.125%
HK$177,531
baseline
▲ 0.50% · 4.625%
HK$186,888
+HK$9,357/mo
Deposit HK$14.23M · loan HK$33.20M · min. income ≈ HK$355,062/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,657
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,712
−HK$6,152/mo
Today · 4.125%
HK$206,864
baseline
▲ 0.50% · 4.625%
HK$219,451
+HK$12,587/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$413,728/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,554
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$222,362
−HK$5,892/mo
Today · 4.125%
HK$228,254
baseline
▲ 0.50% · 4.625%
HK$240,285
+HK$12,031/mo
Deposit HK$4.74M · loan HK$42.68M · min. income ≈ HK$456,508/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,015,592 · Scale 2, in force from 26 Feb 2026)