LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,817
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,153
−HK$342/mo
Today · 4.125%
HK$11,495
baseline
▲ 0.50% · 4.625%
HK$12,195
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,990/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,034
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,356
−HK$328/mo
Today · 4.125%
HK$12,684
baseline
▲ 0.50% · 4.625%
HK$13,352
+HK$668/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,368/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,980
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,384
−HK$410/mo
Today · 4.125%
HK$13,794
baseline
▲ 0.50% · 4.625%
HK$14,634
+HK$840/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,588/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,440
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,828
−HK$393/mo
Today · 4.125%
HK$15,221
baseline
▲ 0.50% · 4.625%
HK$16,023
+HK$802/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,442/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,144
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,615
−HK$478/mo
Today · 4.125%
HK$16,093
baseline
▲ 0.50% · 4.625%
HK$17,073
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,186/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,847
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,299
−HK$458/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,693
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$615/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,259/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$589/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,203/mo
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$91,873 · Scale 2, in force from 26 Feb 2026)