LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,178
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$111,543
−HK$3,419/mo
Today · 4.125%
HK$114,962
baseline
▲ 0.50% · 4.625%
HK$121,957
+HK$6,995/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$229,924/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,347
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$123,575
−HK$3,274/mo
Today · 4.125%
HK$126,849
baseline
▲ 0.50% · 4.625%
HK$133,535
+HK$6,686/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$253,698/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,814
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,852
−HK$4,102/mo
Today · 4.125%
HK$137,954
baseline
▲ 0.50% · 4.625%
HK$146,348
+HK$8,394/mo
Deposit HK$18.98M · loan HK$28.46M · min. income ≈ HK$275,908/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,416
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,290
−HK$3,929/mo
Today · 4.125%
HK$152,219
baseline
▲ 0.50% · 4.625%
HK$160,243
+HK$8,024/mo
Deposit HK$18.98M · loan HK$28.46M · min. income ≈ HK$304,438/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,449
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,160
−HK$4,787/mo
Today · 4.125%
HK$160,947
baseline
▲ 0.50% · 4.625%
HK$170,740
+HK$9,793/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$321,894/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,486
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$173,005
−HK$4,584/mo
Today · 4.125%
HK$177,589
baseline
▲ 0.50% · 4.625%
HK$186,950
+HK$9,361/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$355,178/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,721
−HK$12,210/mo
▼ 0.25% · 3.875%
HK$200,778
−HK$6,153/mo
Today · 4.125%
HK$206,931
baseline
▲ 0.50% · 4.625%
HK$219,523
+HK$12,592/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$413,862/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,625
−HK$11,703/mo
▼ 0.25% · 3.875%
HK$222,435
−HK$5,893/mo
Today · 4.125%
HK$228,328
baseline
▲ 0.50% · 4.625%
HK$240,364
+HK$12,036/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$456,656/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,252 · Scale 2, in force from 26 Feb 2026)