LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,188
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$111,553
−HK$3,420/mo
Today · 4.125%
HK$114,973
baseline
▲ 0.50% · 4.625%
HK$121,968
+HK$6,995/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$229,946/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,358
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,586
−HK$3,275/mo
Today · 4.125%
HK$126,861
baseline
▲ 0.50% · 4.625%
HK$133,548
+HK$6,687/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$253,722/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,826
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,864
−HK$4,103/mo
Today · 4.125%
HK$137,967
baseline
▲ 0.50% · 4.625%
HK$146,362
+HK$8,395/mo
Deposit HK$18.98M · loan HK$28.47M · min. income ≈ HK$275,934/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,430
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,304
−HK$3,929/mo
Today · 4.125%
HK$152,233
baseline
▲ 0.50% · 4.625%
HK$160,258
+HK$8,025/mo
Deposit HK$18.98M · loan HK$28.47M · min. income ≈ HK$304,466/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,464
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,175
−HK$4,787/mo
Today · 4.125%
HK$160,962
baseline
▲ 0.50% · 4.625%
HK$170,756
+HK$9,794/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$321,924/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,502
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$173,021
−HK$4,584/mo
Today · 4.125%
HK$177,605
baseline
▲ 0.50% · 4.625%
HK$186,967
+HK$9,362/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$355,210/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,739
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$200,796
−HK$6,155/mo
Today · 4.125%
HK$206,951
baseline
▲ 0.50% · 4.625%
HK$219,543
+HK$12,592/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$413,902/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,645
−HK$11,705/mo
▼ 0.25% · 3.875%
HK$222,455
−HK$5,895/mo
Today · 4.125%
HK$228,350
baseline
▲ 0.50% · 4.625%
HK$240,386
+HK$12,036/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$456,700/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,440 · Scale 2, in force from 26 Feb 2026)