LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,196
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$111,561
−HK$3,419/mo
Today · 4.125%
HK$114,980
baseline
▲ 0.50% · 4.625%
HK$121,977
+HK$6,997/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$229,960/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,366
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,595
−HK$3,274/mo
Today · 4.125%
HK$126,869
baseline
▲ 0.50% · 4.625%
HK$133,557
+HK$6,688/mo
Deposit HK$23.72M · loan HK$23.72M · min. income ≈ HK$253,738/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,835
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,873
−HK$4,103/mo
Today · 4.125%
HK$137,976
baseline
▲ 0.50% · 4.625%
HK$146,372
+HK$8,396/mo
Deposit HK$18.98M · loan HK$28.47M · min. income ≈ HK$275,952/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,440
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,314
−HK$3,929/mo
Today · 4.125%
HK$152,243
baseline
▲ 0.50% · 4.625%
HK$160,268
+HK$8,025/mo
Deposit HK$18.98M · loan HK$28.47M · min. income ≈ HK$304,486/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,474
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$156,185
−HK$4,788/mo
Today · 4.125%
HK$160,973
baseline
▲ 0.50% · 4.625%
HK$170,767
+HK$9,794/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$321,946/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,513
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,032
−HK$4,585/mo
Today · 4.125%
HK$177,617
baseline
▲ 0.50% · 4.625%
HK$186,980
+HK$9,363/mo
Deposit HK$14.23M · loan HK$33.21M · min. income ≈ HK$355,234/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,752
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$200,810
−HK$6,155/mo
Today · 4.125%
HK$206,965
baseline
▲ 0.50% · 4.625%
HK$219,558
+HK$12,593/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$413,930/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,660
−HK$11,705/mo
▼ 0.25% · 3.875%
HK$222,470
−HK$5,895/mo
Today · 4.125%
HK$228,365
baseline
▲ 0.50% · 4.625%
HK$240,403
+HK$12,038/mo
Deposit HK$4.74M · loan HK$42.70M · min. income ≈ HK$456,730/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,016,577 · Scale 2, in force from 26 Feb 2026)