LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,820
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,157
−HK$342/mo
Today · 4.125%
HK$11,499
baseline
▲ 0.50% · 4.625%
HK$12,199
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,998/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,038
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,360
−HK$328/mo
Today · 4.125%
HK$12,688
baseline
▲ 0.50% · 4.625%
HK$13,357
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,376/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,984
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,388
−HK$411/mo
Today · 4.125%
HK$13,799
baseline
▲ 0.50% · 4.625%
HK$14,638
+HK$839/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,598/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,445
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,832
−HK$394/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$802/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,149
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$478/mo
Today · 4.125%
HK$16,098
baseline
▲ 0.50% · 4.625%
HK$17,078
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,196/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,853
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$458/mo
Today · 4.125%
HK$17,763
baseline
▲ 0.50% · 4.625%
HK$18,699
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,526/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,477
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,083
−HK$615/mo
Today · 4.125%
HK$20,698
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,259/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,396/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,668
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,249
−HK$589/mo
Today · 4.125%
HK$22,838
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,204/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,676/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,025 · Scale 2, in force from 26 Feb 2026)