LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,821
−HK$678/mo
▼ 0.25% · 3.875%
HK$11,157
−HK$342/mo
Today · 4.125%
HK$11,499
baseline
▲ 0.50% · 4.625%
HK$12,199
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$22,998/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,038
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,361
−HK$327/mo
Today · 4.125%
HK$12,688
baseline
▲ 0.50% · 4.625%
HK$13,357
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,376/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,985
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,389
−HK$410/mo
Today · 4.125%
HK$13,799
baseline
▲ 0.50% · 4.625%
HK$14,638
+HK$839/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,598/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,445
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,833
−HK$393/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$802/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,149
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$479/mo
Today · 4.125%
HK$16,099
baseline
▲ 0.50% · 4.625%
HK$17,078
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,198/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,853
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$458/mo
Today · 4.125%
HK$17,763
baseline
▲ 0.50% · 4.625%
HK$18,700
+HK$937/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,526/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,477
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,083
−HK$615/mo
Today · 4.125%
HK$20,698
baseline
▲ 0.50% · 4.625%
HK$21,958
+HK$1,260/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,396/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,668
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,249
−HK$590/mo
Today · 4.125%
HK$22,839
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,203/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,678/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,031 · Scale 2, in force from 26 Feb 2026)