LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,227
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$111,594
−HK$3,420/mo
Today · 4.125%
HK$115,014
baseline
▲ 0.50% · 4.625%
HK$122,013
+HK$6,999/mo
Deposit HK$23.73M · loan HK$23.73M · min. income ≈ HK$230,028/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,402
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$123,631
−HK$3,276/mo
Today · 4.125%
HK$126,907
baseline
▲ 0.50% · 4.625%
HK$133,596
+HK$6,689/mo
Deposit HK$23.73M · loan HK$23.73M · min. income ≈ HK$253,814/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,873
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$133,913
−HK$4,104/mo
Today · 4.125%
HK$138,017
baseline
▲ 0.50% · 4.625%
HK$146,415
+HK$8,398/mo
Deposit HK$18.99M · loan HK$28.48M · min. income ≈ HK$276,034/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,482
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,357
−HK$3,931/mo
Today · 4.125%
HK$152,288
baseline
▲ 0.50% · 4.625%
HK$160,316
+HK$8,028/mo
Deposit HK$18.99M · loan HK$28.48M · min. income ≈ HK$304,576/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,518
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,232
−HK$4,788/mo
Today · 4.125%
HK$161,020
baseline
▲ 0.50% · 4.625%
HK$170,818
+HK$9,798/mo
Deposit HK$14.24M · loan HK$33.22M · min. income ≈ HK$322,040/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,563
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,084
−HK$4,586/mo
Today · 4.125%
HK$177,670
baseline
▲ 0.50% · 4.625%
HK$187,035
+HK$9,365/mo
Deposit HK$14.24M · loan HK$33.22M · min. income ≈ HK$355,340/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,809
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$200,869
−HK$6,157/mo
Today · 4.125%
HK$207,026
baseline
▲ 0.50% · 4.625%
HK$219,623
+HK$12,597/mo
Deposit HK$4.75M · loan HK$42.72M · min. income ≈ HK$414,052/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,724
−HK$11,708/mo
▼ 0.25% · 3.875%
HK$222,536
−HK$5,896/mo
Today · 4.125%
HK$228,432
baseline
▲ 0.50% · 4.625%
HK$240,473
+HK$12,041/mo
Deposit HK$4.75M · loan HK$42.72M · min. income ≈ HK$456,864/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,017,172 · Scale 2, in force from 26 Feb 2026)