LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,823
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,160
−HK$342/mo
Today · 4.125%
HK$11,502
baseline
▲ 0.50% · 4.625%
HK$12,202
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$23,004/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,041
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,364
−HK$327/mo
Today · 4.125%
HK$12,691
baseline
▲ 0.50% · 4.625%
HK$13,360
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,382/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,988
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,392
−HK$410/mo
Today · 4.125%
HK$13,802
baseline
▲ 0.50% · 4.625%
HK$14,642
+HK$840/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,604/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,449
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,836
−HK$393/mo
Today · 4.125%
HK$15,229
baseline
▲ 0.50% · 4.625%
HK$16,032
+HK$803/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,458/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,152
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,624
−HK$479/mo
Today · 4.125%
HK$16,103
baseline
▲ 0.50% · 4.625%
HK$17,082
+HK$979/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,206/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,857
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,309
−HK$459/mo
Today · 4.125%
HK$17,768
baseline
▲ 0.50% · 4.625%
HK$18,704
+HK$936/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,536/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,482
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,088
−HK$615/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,260/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,255
−HK$589/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,204/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,149 · Scale 2, in force from 26 Feb 2026)