LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,239
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$111,606
−HK$3,421/mo
Today · 4.125%
HK$115,027
baseline
▲ 0.50% · 4.625%
HK$122,026
+HK$6,999/mo
Deposit HK$23.73M · loan HK$23.73M · min. income ≈ HK$230,054/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,415
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$123,644
−HK$3,276/mo
Today · 4.125%
HK$126,920
baseline
▲ 0.50% · 4.625%
HK$133,611
+HK$6,691/mo
Deposit HK$23.73M · loan HK$23.73M · min. income ≈ HK$253,840/mo (50% DSR)
Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,887
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$133,927
−HK$4,105/mo
Today · 4.125%
HK$138,032
baseline
▲ 0.50% · 4.625%
HK$146,431
+HK$8,399/mo
Deposit HK$18.99M · loan HK$28.48M · min. income ≈ HK$276,064/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,498
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$148,373
−HK$3,932/mo
Today · 4.125%
HK$152,305
baseline
▲ 0.50% · 4.625%
HK$160,333
+HK$8,028/mo
Deposit HK$18.99M · loan HK$28.48M · min. income ≈ HK$304,610/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,535
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,248
−HK$4,789/mo
Today · 4.125%
HK$161,037
baseline
▲ 0.50% · 4.625%
HK$170,836
+HK$9,799/mo
Deposit HK$14.24M · loan HK$33.23M · min. income ≈ HK$322,074/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,581
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$173,102
−HK$4,587/mo
Today · 4.125%
HK$177,689
baseline
▲ 0.50% · 4.625%
HK$187,055
+HK$9,366/mo
Deposit HK$14.24M · loan HK$33.23M · min. income ≈ HK$355,378/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,830
−HK$12,218/mo
▼ 0.25% · 3.875%
HK$200,891
−HK$6,157/mo
Today · 4.125%
HK$207,048
baseline
▲ 0.50% · 4.625%
HK$219,646
+HK$12,598/mo
Deposit HK$4.75M · loan HK$42.72M · min. income ≈ HK$414,096/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,747
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$222,560
−HK$5,897/mo
Today · 4.125%
HK$228,457
baseline
▲ 0.50% · 4.625%
HK$240,499
+HK$12,042/mo
Deposit HK$4.75M · loan HK$42.72M · min. income ≈ HK$456,914/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$2,017,386 · Scale 2, in force from 26 Feb 2026)