LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,826
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,163
−HK$342/mo
Today · 4.125%
HK$11,505
baseline
▲ 0.50% · 4.625%
HK$12,205
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$23,010/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,044
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,367
−HK$328/mo
Today · 4.125%
HK$12,695
baseline
▲ 0.50% · 4.625%
HK$13,364
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,390/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,991
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,395
−HK$411/mo
Today · 4.125%
HK$13,806
baseline
▲ 0.50% · 4.625%
HK$14,646
+HK$840/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,612/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,453
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,840
−HK$394/mo
Today · 4.125%
HK$15,234
baseline
▲ 0.50% · 4.625%
HK$16,036
+HK$802/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,468/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,157
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,628
−HK$479/mo
Today · 4.125%
HK$16,107
baseline
▲ 0.50% · 4.625%
HK$17,087
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,214/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,861
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,314
−HK$458/mo
Today · 4.125%
HK$17,772
baseline
▲ 0.50% · 4.625%
HK$18,709
+HK$937/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,544/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,487
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,093
−HK$616/mo
Today · 4.125%
HK$20,709
baseline
▲ 0.50% · 4.625%
HK$21,969
+HK$1,260/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,418/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,679
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,260
−HK$590/mo
Today · 4.125%
HK$22,850
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,205/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,700/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,275 · Scale 2, in force from 26 Feb 2026)