LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,828
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,164
−HK$343/mo
Today · 4.125%
HK$11,507
baseline
▲ 0.50% · 4.625%
HK$12,207
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$23,014/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,046
−HK$650/mo
▼ 0.25% · 3.875%
HK$12,369
−HK$327/mo
Today · 4.125%
HK$12,696
baseline
▲ 0.50% · 4.625%
HK$13,366
+HK$670/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,392/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,993
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,397
−HK$411/mo
Today · 4.125%
HK$13,808
baseline
▲ 0.50% · 4.625%
HK$14,648
+HK$840/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,616/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,455
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,842
−HK$394/mo
Today · 4.125%
HK$15,236
baseline
▲ 0.50% · 4.625%
HK$16,039
+HK$803/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,472/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,159
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,630
−HK$479/mo
Today · 4.125%
HK$16,109
baseline
▲ 0.50% · 4.625%
HK$17,089
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,218/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,864
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,316
−HK$459/mo
Today · 4.125%
HK$17,775
baseline
▲ 0.50% · 4.625%
HK$18,712
+HK$937/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,260/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$589/mo
Today · 4.125%
HK$22,853
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,205/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,706/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,340 · Scale 2, in force from 26 Feb 2026)