LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,828
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,165
−HK$342/mo
Today · 4.125%
HK$11,507
baseline
▲ 0.50% · 4.625%
HK$12,207
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$23,014/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,046
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,369
−HK$328/mo
Today · 4.125%
HK$12,697
baseline
▲ 0.50% · 4.625%
HK$13,366
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,394/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,993
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,398
−HK$410/mo
Today · 4.125%
HK$13,808
baseline
▲ 0.50% · 4.625%
HK$14,648
+HK$840/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,616/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,455
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,843
−HK$393/mo
Today · 4.125%
HK$15,236
baseline
▲ 0.50% · 4.625%
HK$16,039
+HK$803/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,472/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,159
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,631
−HK$479/mo
Today · 4.125%
HK$16,110
baseline
▲ 0.50% · 4.625%
HK$17,090
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,220/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,864
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,317
−HK$458/mo
Today · 4.125%
HK$17,775
baseline
▲ 0.50% · 4.625%
HK$18,712
+HK$937/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,973
+HK$1,261/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,683
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$590/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,059
+HK$1,205/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,354 · Scale 2, in force from 26 Feb 2026)