LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,829
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,166
−HK$342/mo
Today · 4.125%
HK$11,508
baseline
▲ 0.50% · 4.625%
HK$12,208
+HK$700/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$23,016/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,047
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,370
−HK$328/mo
Today · 4.125%
HK$12,698
baseline
▲ 0.50% · 4.625%
HK$13,367
+HK$669/mo
Deposit HK$2.37M · loan HK$2.37M · min. income ≈ HK$25,396/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,994
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,399
−HK$410/mo
Today · 4.125%
HK$13,809
baseline
▲ 0.50% · 4.625%
HK$14,650
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,618/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,456
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,844
−HK$393/mo
Today · 4.125%
HK$15,237
baseline
▲ 0.50% · 4.625%
HK$16,040
+HK$803/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,474/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,160
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,632
−HK$479/mo
Today · 4.125%
HK$16,111
baseline
▲ 0.50% · 4.625%
HK$17,091
+HK$980/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$32,222/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,866
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,318
−HK$459/mo
Today · 4.125%
HK$17,777
baseline
▲ 0.50% · 4.625%
HK$18,714
+HK$937/mo
Deposit HK$1.42M · loan HK$3.32M · min. income ≈ HK$35,554/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,492
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,098
−HK$616/mo
Today · 4.125%
HK$20,714
baseline
▲ 0.50% · 4.625%
HK$21,974
+HK$1,260/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,428/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,684
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,266
−HK$590/mo
Today · 4.125%
HK$22,856
baseline
▲ 0.50% · 4.625%
HK$24,061
+HK$1,205/mo
Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$45,712/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,390 · Scale 2, in force from 26 Feb 2026)