LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,292
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$111,661
−HK$3,422/mo
Today · 4.125%
HK$115,083
baseline
▲ 0.50% · 4.625%
HK$122,085
+HK$7,002/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,166/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,474
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$123,705
−HK$3,278/mo
Today · 4.125%
HK$126,983
baseline
▲ 0.50% · 4.625%
HK$133,676
+HK$6,693/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$253,966/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,950
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$133,993
−HK$4,106/mo
Today · 4.125%
HK$138,099
baseline
▲ 0.50% · 4.625%
HK$146,503
+HK$8,404/mo
Deposit HK$19.00M · loan HK$28.49M · min. income ≈ HK$276,198/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,569
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$148,446
−HK$3,933/mo
Today · 4.125%
HK$152,379
baseline
▲ 0.50% · 4.625%
HK$160,411
+HK$8,032/mo
Deposit HK$19.00M · loan HK$28.49M · min. income ≈ HK$304,758/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,609
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,325
−HK$4,791/mo
Today · 4.125%
HK$161,116
baseline
▲ 0.50% · 4.625%
HK$170,920
+HK$9,804/mo
Deposit HK$14.25M · loan HK$33.24M · min. income ≈ HK$322,232/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,663
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,187
−HK$4,589/mo
Today · 4.125%
HK$177,776
baseline
▲ 0.50% · 4.625%
HK$187,146
+HK$9,370/mo
Deposit HK$14.25M · loan HK$33.24M · min. income ≈ HK$355,552/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,926
−HK$12,223/mo
▼ 0.25% · 3.875%
HK$200,989
−HK$6,160/mo
Today · 4.125%
HK$207,149
baseline
▲ 0.50% · 4.625%
HK$219,754
+HK$12,605/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$414,298/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,853
−HK$11,716/mo
▼ 0.25% · 3.875%
HK$222,669
−HK$5,900/mo
Today · 4.125%
HK$228,569
baseline
▲ 0.50% · 4.625%
HK$240,617
+HK$12,048/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$457,138/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,375 · Scale 2, in force from 26 Feb 2026)