LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,294
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$111,663
−HK$3,422/mo
Today · 4.125%
HK$115,085
baseline
▲ 0.50% · 4.625%
HK$122,088
+HK$7,003/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,170/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,476
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$123,707
−HK$3,278/mo
Today · 4.125%
HK$126,985
baseline
▲ 0.50% · 4.625%
HK$133,679
+HK$6,694/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$253,970/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,953
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$133,995
−HK$4,107/mo
Today · 4.125%
HK$138,102
baseline
▲ 0.50% · 4.625%
HK$146,506
+HK$8,404/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,204/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,572
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$148,449
−HK$3,933/mo
Today · 4.125%
HK$152,382
baseline
▲ 0.50% · 4.625%
HK$160,415
+HK$8,033/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,764/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,612
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,328
−HK$4,791/mo
Today · 4.125%
HK$161,119
baseline
▲ 0.50% · 4.625%
HK$170,923
+HK$9,804/mo
Deposit HK$14.25M · loan HK$33.24M · min. income ≈ HK$322,238/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,667
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$173,190
−HK$4,589/mo
Today · 4.125%
HK$177,779
baseline
▲ 0.50% · 4.625%
HK$187,150
+HK$9,371/mo
Deposit HK$14.25M · loan HK$33.24M · min. income ≈ HK$355,558/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,930
−HK$12,224/mo
▼ 0.25% · 3.875%
HK$200,993
−HK$6,161/mo
Today · 4.125%
HK$207,154
baseline
▲ 0.50% · 4.625%
HK$219,758
+HK$12,604/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$414,308/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,857
−HK$11,717/mo
▼ 0.25% · 3.875%
HK$222,673
−HK$5,901/mo
Today · 4.125%
HK$228,574
baseline
▲ 0.50% · 4.625%
HK$240,622
+HK$12,048/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$457,148/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,417 · Scale 2, in force from 26 Feb 2026)