LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,297
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$111,666
−HK$3,422/mo
Today · 4.125%
HK$115,088
baseline
▲ 0.50% · 4.625%
HK$122,091
+HK$7,003/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,176/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,479
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$123,710
−HK$3,278/mo
Today · 4.125%
HK$126,988
baseline
▲ 0.50% · 4.625%
HK$133,682
+HK$6,694/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$253,976/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,956
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$133,999
−HK$4,107/mo
Today · 4.125%
HK$138,106
baseline
▲ 0.50% · 4.625%
HK$146,509
+HK$8,403/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,212/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,575
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$148,453
−HK$3,933/mo
Today · 4.125%
HK$152,386
baseline
▲ 0.50% · 4.625%
HK$160,419
+HK$8,033/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,772/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,616
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,332
−HK$4,791/mo
Today · 4.125%
HK$161,123
baseline
▲ 0.50% · 4.625%
HK$170,927
+HK$9,804/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$322,246/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,671
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,195
−HK$4,589/mo
Today · 4.125%
HK$177,784
baseline
▲ 0.50% · 4.625%
HK$187,155
+HK$9,371/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$355,568/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,934
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$200,998
−HK$6,161/mo
Today · 4.125%
HK$207,159
baseline
▲ 0.50% · 4.625%
HK$219,764
+HK$12,605/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$414,318/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,863
−HK$11,716/mo
▼ 0.25% · 3.875%
HK$222,679
−HK$5,900/mo
Today · 4.125%
HK$228,579
baseline
▲ 0.50% · 4.625%
HK$240,628
+HK$12,049/mo
Deposit HK$4.75M · loan HK$42.74M · min. income ≈ HK$457,158/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,466 · Scale 2, in force from 26 Feb 2026)