LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,304
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$111,673
−HK$3,423/mo
Today · 4.125%
HK$115,096
baseline
▲ 0.50% · 4.625%
HK$122,099
+HK$7,003/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,192/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,487
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$123,719
−HK$3,278/mo
Today · 4.125%
HK$126,997
baseline
▲ 0.50% · 4.625%
HK$133,691
+HK$6,694/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$253,994/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,965
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,008
−HK$4,107/mo
Today · 4.125%
HK$138,115
baseline
▲ 0.50% · 4.625%
HK$146,519
+HK$8,404/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,230/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,585
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$148,463
−HK$3,933/mo
Today · 4.125%
HK$152,396
baseline
▲ 0.50% · 4.625%
HK$160,429
+HK$8,033/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,792/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,626
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$156,342
−HK$4,792/mo
Today · 4.125%
HK$161,134
baseline
▲ 0.50% · 4.625%
HK$170,939
+HK$9,805/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$322,268/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,682
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$173,206
−HK$4,590/mo
Today · 4.125%
HK$177,796
baseline
▲ 0.50% · 4.625%
HK$187,168
+HK$9,372/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$355,592/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,948
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$201,012
−HK$6,161/mo
Today · 4.125%
HK$207,173
baseline
▲ 0.50% · 4.625%
HK$219,779
+HK$12,606/mo
Deposit HK$4.75M · loan HK$42.75M · min. income ≈ HK$414,346/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,877
−HK$11,718/mo
▼ 0.25% · 3.875%
HK$222,694
−HK$5,901/mo
Today · 4.125%
HK$228,595
baseline
▲ 0.50% · 4.625%
HK$240,644
+HK$12,049/mo
Deposit HK$4.75M · loan HK$42.75M · min. income ≈ HK$457,190/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,603 · Scale 2, in force from 26 Feb 2026)