LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,320
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,690
−HK$3,423/mo
Today · 4.125%
HK$115,113
baseline
▲ 0.50% · 4.625%
HK$122,117
+HK$7,004/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,226/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,505
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,737
−HK$3,279/mo
Today · 4.125%
HK$127,016
baseline
▲ 0.50% · 4.625%
HK$133,711
+HK$6,695/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$254,032/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,984
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,028
−HK$4,108/mo
Today · 4.125%
HK$138,136
baseline
▲ 0.50% · 4.625%
HK$146,541
+HK$8,405/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,272/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,606
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,485
−HK$3,934/mo
Today · 4.125%
HK$152,419
baseline
▲ 0.50% · 4.625%
HK$160,453
+HK$8,034/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,838/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,649
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$156,366
−HK$4,792/mo
Today · 4.125%
HK$161,158
baseline
▲ 0.50% · 4.625%
HK$170,964
+HK$9,806/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$322,316/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,707
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$173,232
−HK$4,590/mo
Today · 4.125%
HK$177,822
baseline
▲ 0.50% · 4.625%
HK$187,195
+HK$9,373/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$355,644/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,977
−HK$12,226/mo
▼ 0.25% · 3.875%
HK$201,042
−HK$6,161/mo
Today · 4.125%
HK$207,203
baseline
▲ 0.50% · 4.625%
HK$219,811
+HK$12,608/mo
Deposit HK$4.75M · loan HK$42.75M · min. income ≈ HK$414,406/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,910
−HK$11,719/mo
▼ 0.25% · 3.875%
HK$222,727
−HK$5,902/mo
Today · 4.125%
HK$228,629
baseline
▲ 0.50% · 4.625%
HK$240,680
+HK$12,051/mo
Deposit HK$4.75M · loan HK$42.75M · min. income ≈ HK$457,258/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,018,903 · Scale 2, in force from 26 Feb 2026)