LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,327
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,696
−HK$3,424/mo
Today · 4.125%
HK$115,120
baseline
▲ 0.50% · 4.625%
HK$122,124
+HK$7,004/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,240/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,512
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,744
−HK$3,279/mo
Today · 4.125%
HK$127,023
baseline
▲ 0.50% · 4.625%
HK$133,719
+HK$6,696/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$254,046/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,992
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,036
−HK$4,108/mo
Today · 4.125%
HK$138,144
baseline
▲ 0.50% · 4.625%
HK$146,549
+HK$8,405/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,288/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,615
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,493
−HK$3,935/mo
Today · 4.125%
HK$152,428
baseline
▲ 0.50% · 4.625%
HK$160,463
+HK$8,035/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,856/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,657
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$156,375
−HK$4,793/mo
Today · 4.125%
HK$161,168
baseline
▲ 0.50% · 4.625%
HK$170,974
+HK$9,806/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$322,336/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,717
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,242
−HK$4,591/mo
Today · 4.125%
HK$177,833
baseline
▲ 0.50% · 4.625%
HK$187,206
+HK$9,373/mo
Deposit HK$14.25M · loan HK$33.25M · min. income ≈ HK$355,666/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,988
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$201,053
−HK$6,163/mo
Today · 4.125%
HK$207,216
baseline
▲ 0.50% · 4.625%
HK$219,824
+HK$12,608/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$414,432/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,922
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$222,740
−HK$5,902/mo
Today · 4.125%
HK$228,642
baseline
▲ 0.50% · 4.625%
HK$240,694
+HK$12,052/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$457,284/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,021 · Scale 2, in force from 26 Feb 2026)