LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,328
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,698
−HK$3,424/mo
Today · 4.125%
HK$115,122
baseline
▲ 0.50% · 4.625%
HK$122,127
+HK$7,005/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,244/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,514
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,746
−HK$3,279/mo
Today · 4.125%
HK$127,025
baseline
▲ 0.50% · 4.625%
HK$133,721
+HK$6,696/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$254,050/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,994
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,038
−HK$4,108/mo
Today · 4.125%
HK$138,146
baseline
▲ 0.50% · 4.625%
HK$146,552
+HK$8,406/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$276,292/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,617
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,496
−HK$3,934/mo
Today · 4.125%
HK$152,430
baseline
▲ 0.50% · 4.625%
HK$160,465
+HK$8,035/mo
Deposit HK$19.00M · loan HK$28.50M · min. income ≈ HK$304,860/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,660
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,377
−HK$4,793/mo
Today · 4.125%
HK$161,170
baseline
▲ 0.50% · 4.625%
HK$170,977
+HK$9,807/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$322,340/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,720
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$173,245
−HK$4,590/mo
Today · 4.125%
HK$177,835
baseline
▲ 0.50% · 4.625%
HK$187,209
+HK$9,374/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$355,670/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,991
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$201,057
−HK$6,162/mo
Today · 4.125%
HK$207,219
baseline
▲ 0.50% · 4.625%
HK$219,828
+HK$12,609/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$414,438/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,926
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$222,744
−HK$5,902/mo
Today · 4.125%
HK$228,646
baseline
▲ 0.50% · 4.625%
HK$240,698
+HK$12,052/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$457,292/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,054 · Scale 2, in force from 26 Feb 2026)