LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,334
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,703
−HK$3,424/mo
Today · 4.125%
HK$115,127
baseline
▲ 0.50% · 4.625%
HK$122,132
+HK$7,005/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$230,254/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,520
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,752
−HK$3,279/mo
Today · 4.125%
HK$127,031
baseline
▲ 0.50% · 4.625%
HK$133,727
+HK$6,696/mo
Deposit HK$23.75M · loan HK$23.75M · min. income ≈ HK$254,062/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,000
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$134,044
−HK$4,109/mo
Today · 4.125%
HK$138,153
baseline
▲ 0.50% · 4.625%
HK$146,559
+HK$8,406/mo
Deposit HK$19.00M · loan HK$28.51M · min. income ≈ HK$276,306/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,624
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$148,503
−HK$3,935/mo
Today · 4.125%
HK$152,438
baseline
▲ 0.50% · 4.625%
HK$160,473
+HK$8,035/mo
Deposit HK$19.00M · loan HK$28.51M · min. income ≈ HK$304,876/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,667
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$156,385
−HK$4,793/mo
Today · 4.125%
HK$161,178
baseline
▲ 0.50% · 4.625%
HK$170,985
+HK$9,807/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$322,356/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,728
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,253
−HK$4,591/mo
Today · 4.125%
HK$177,844
baseline
▲ 0.50% · 4.625%
HK$187,218
+HK$9,374/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$355,688/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,001
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$201,066
−HK$6,163/mo
Today · 4.125%
HK$207,229
baseline
▲ 0.50% · 4.625%
HK$219,838
+HK$12,609/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$414,458/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,936
−HK$11,721/mo
▼ 0.25% · 3.875%
HK$222,754
−HK$5,903/mo
Today · 4.125%
HK$228,657
baseline
▲ 0.50% · 4.625%
HK$240,709
+HK$12,052/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$457,314/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,151 · Scale 2, in force from 26 Feb 2026)