LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,335
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,705
−HK$3,424/mo
Today · 4.125%
HK$115,129
baseline
▲ 0.50% · 4.625%
HK$122,134
+HK$7,005/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$230,258/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,522
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,754
−HK$3,280/mo
Today · 4.125%
HK$127,034
baseline
▲ 0.50% · 4.625%
HK$133,730
+HK$6,696/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$254,068/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,003
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,046
−HK$4,109/mo
Today · 4.125%
HK$138,155
baseline
▲ 0.50% · 4.625%
HK$146,561
+HK$8,406/mo
Deposit HK$19.00M · loan HK$28.51M · min. income ≈ HK$276,310/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,627
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,505
−HK$3,935/mo
Today · 4.125%
HK$152,440
baseline
▲ 0.50% · 4.625%
HK$160,476
+HK$8,036/mo
Deposit HK$19.00M · loan HK$28.51M · min. income ≈ HK$304,880/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,670
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$156,387
−HK$4,794/mo
Today · 4.125%
HK$161,181
baseline
▲ 0.50% · 4.625%
HK$170,988
+HK$9,807/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$322,362/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,731
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,256
−HK$4,591/mo
Today · 4.125%
HK$177,847
baseline
▲ 0.50% · 4.625%
HK$187,221
+HK$9,374/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$355,694/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,004
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$201,070
−HK$6,162/mo
Today · 4.125%
HK$207,232
baseline
▲ 0.50% · 4.625%
HK$219,842
+HK$12,610/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$414,464/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,940
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$222,758
−HK$5,902/mo
Today · 4.125%
HK$228,660
baseline
▲ 0.50% · 4.625%
HK$240,713
+HK$12,053/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$457,320/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,184 · Scale 2, in force from 26 Feb 2026)