LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,344
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,715
−HK$3,424/mo
Today · 4.125%
HK$115,139
baseline
▲ 0.50% · 4.625%
HK$122,144
+HK$7,005/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$230,278/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,532
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,765
−HK$3,279/mo
Today · 4.125%
HK$127,044
baseline
▲ 0.50% · 4.625%
HK$133,741
+HK$6,697/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$254,088/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,013
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$134,057
−HK$4,109/mo
Today · 4.125%
HK$138,166
baseline
▲ 0.50% · 4.625%
HK$146,573
+HK$8,407/mo
Deposit HK$19.01M · loan HK$28.51M · min. income ≈ HK$276,332/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,638
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,518
−HK$3,935/mo
Today · 4.125%
HK$152,453
baseline
▲ 0.50% · 4.625%
HK$160,489
+HK$8,036/mo
Deposit HK$19.01M · loan HK$28.51M · min. income ≈ HK$304,906/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,682
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$156,400
−HK$4,794/mo
Today · 4.125%
HK$161,194
baseline
▲ 0.50% · 4.625%
HK$171,002
+HK$9,808/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$322,388/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,745
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$173,271
−HK$4,591/mo
Today · 4.125%
HK$177,862
baseline
▲ 0.50% · 4.625%
HK$187,237
+HK$9,375/mo
Deposit HK$14.25M · loan HK$33.26M · min. income ≈ HK$355,724/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,020
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$201,086
−HK$6,163/mo
Today · 4.125%
HK$207,249
baseline
▲ 0.50% · 4.625%
HK$219,860
+HK$12,611/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$414,498/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,958
−HK$11,721/mo
▼ 0.25% · 3.875%
HK$222,776
−HK$5,903/mo
Today · 4.125%
HK$228,679
baseline
▲ 0.50% · 4.625%
HK$240,733
+HK$12,054/mo
Deposit HK$4.75M · loan HK$42.76M · min. income ≈ HK$457,358/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,351 · Scale 2, in force from 26 Feb 2026)