LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,353
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,723
−HK$3,425/mo
Today · 4.125%
HK$115,148
baseline
▲ 0.50% · 4.625%
HK$122,154
+HK$7,006/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$230,296/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,542
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,774
−HK$3,280/mo
Today · 4.125%
HK$127,054
baseline
▲ 0.50% · 4.625%
HK$133,751
+HK$6,697/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$254,108/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,023
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$134,068
−HK$4,109/mo
Today · 4.125%
HK$138,177
baseline
▲ 0.50% · 4.625%
HK$146,585
+HK$8,408/mo
Deposit HK$19.01M · loan HK$28.51M · min. income ≈ HK$276,354/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,650
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,529
−HK$3,936/mo
Today · 4.125%
HK$152,465
baseline
▲ 0.50% · 4.625%
HK$160,501
+HK$8,036/mo
Deposit HK$19.01M · loan HK$28.51M · min. income ≈ HK$304,930/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,694
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$156,413
−HK$4,794/mo
Today · 4.125%
HK$161,207
baseline
▲ 0.50% · 4.625%
HK$171,016
+HK$9,809/mo
Deposit HK$14.26M · loan HK$33.26M · min. income ≈ HK$322,414/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,758
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$173,284
−HK$4,592/mo
Today · 4.125%
HK$177,876
baseline
▲ 0.50% · 4.625%
HK$187,252
+HK$9,376/mo
Deposit HK$14.26M · loan HK$33.26M · min. income ≈ HK$355,752/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,035
−HK$12,231/mo
▼ 0.25% · 3.875%
HK$201,102
−HK$6,164/mo
Today · 4.125%
HK$207,266
baseline
▲ 0.50% · 4.625%
HK$219,877
+HK$12,611/mo
Deposit HK$4.75M · loan HK$42.77M · min. income ≈ HK$414,532/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,975
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$222,794
−HK$5,903/mo
Today · 4.125%
HK$228,697
baseline
▲ 0.50% · 4.625%
HK$240,752
+HK$12,055/mo
Deposit HK$4.75M · loan HK$42.77M · min. income ≈ HK$457,394/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,509 · Scale 2, in force from 26 Feb 2026)