LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,835
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,172
−HK$343/mo
Today · 4.125%
HK$11,515
baseline
▲ 0.50% · 4.625%
HK$12,215
+HK$700/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,030/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,054
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,378
−HK$327/mo
Today · 4.125%
HK$12,705
baseline
▲ 0.50% · 4.625%
HK$13,375
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,410/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,002
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,407
−HK$411/mo
Today · 4.125%
HK$13,818
baseline
▲ 0.50% · 4.625%
HK$14,659
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,636/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,465
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,853
−HK$394/mo
Today · 4.125%
HK$15,247
baseline
▲ 0.50% · 4.625%
HK$16,050
+HK$803/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,494/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,169
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,641
−HK$480/mo
Today · 4.125%
HK$16,121
baseline
▲ 0.50% · 4.625%
HK$17,102
+HK$981/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,242/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,876
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$459/mo
Today · 4.125%
HK$17,788
baseline
▲ 0.50% · 4.625%
HK$18,725
+HK$937/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,576/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,504
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$617/mo
Today · 4.125%
HK$20,727
baseline
▲ 0.50% · 4.625%
HK$21,988
+HK$1,261/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,454/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,698
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$590/mo
Today · 4.125%
HK$22,870
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,205/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,740/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,682 · Scale 2, in force from 26 Feb 2026)