LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,836
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,173
−HK$343/mo
Today · 4.125%
HK$11,516
baseline
▲ 0.50% · 4.625%
HK$12,217
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,032/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,055
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,379
−HK$328/mo
Today · 4.125%
HK$12,707
baseline
▲ 0.50% · 4.625%
HK$13,377
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,414/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,004
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,408
−HK$411/mo
Today · 4.125%
HK$13,819
baseline
▲ 0.50% · 4.625%
HK$14,660
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,638/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,466
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,854
−HK$394/mo
Today · 4.125%
HK$15,248
baseline
▲ 0.50% · 4.625%
HK$16,052
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,496/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,171
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,643
−HK$479/mo
Today · 4.125%
HK$16,122
baseline
▲ 0.50% · 4.625%
HK$17,103
+HK$981/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,244/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,878
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,330
−HK$459/mo
Today · 4.125%
HK$17,789
baseline
▲ 0.50% · 4.625%
HK$18,727
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,578/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,112
−HK$617/mo
Today · 4.125%
HK$20,729
baseline
▲ 0.50% · 4.625%
HK$21,990
+HK$1,261/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,458/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,700
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,282
−HK$590/mo
Today · 4.125%
HK$22,872
baseline
▲ 0.50% · 4.625%
HK$24,078
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,744/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,729 · Scale 2, in force from 26 Feb 2026)