LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,373
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$111,744
−HK$3,425/mo
Today · 4.125%
HK$115,169
baseline
▲ 0.50% · 4.625%
HK$122,177
+HK$7,008/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$230,338/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,564
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,797
−HK$3,281/mo
Today · 4.125%
HK$127,078
baseline
▲ 0.50% · 4.625%
HK$133,776
+HK$6,698/mo
Deposit HK$23.76M · loan HK$23.76M · min. income ≈ HK$254,156/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,048
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,093
−HK$4,110/mo
Today · 4.125%
HK$138,203
baseline
▲ 0.50% · 4.625%
HK$146,612
+HK$8,409/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$276,406/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,677
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,557
−HK$3,936/mo
Today · 4.125%
HK$152,493
baseline
▲ 0.50% · 4.625%
HK$160,531
+HK$8,038/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$304,986/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,722
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$156,442
−HK$4,795/mo
Today · 4.125%
HK$161,237
baseline
▲ 0.50% · 4.625%
HK$171,047
+HK$9,810/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$322,474/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,790
−HK$9,119/mo
▼ 0.25% · 3.875%
HK$173,316
−HK$4,593/mo
Today · 4.125%
HK$177,909
baseline
▲ 0.50% · 4.625%
HK$187,287
+HK$9,378/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$355,818/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,072
−HK$12,232/mo
▼ 0.25% · 3.875%
HK$201,139
−HK$6,165/mo
Today · 4.125%
HK$207,304
baseline
▲ 0.50% · 4.625%
HK$219,918
+HK$12,614/mo
Deposit HK$4.75M · loan HK$42.77M · min. income ≈ HK$414,608/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,015
−HK$11,725/mo
▼ 0.25% · 3.875%
HK$222,835
−HK$5,905/mo
Today · 4.125%
HK$228,740
baseline
▲ 0.50% · 4.625%
HK$240,797
+HK$12,057/mo
Deposit HK$4.75M · loan HK$42.77M · min. income ≈ HK$457,480/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,019,885 · Scale 2, in force from 26 Feb 2026)