LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,838
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,175
−HK$343/mo
Today · 4.125%
HK$11,518
baseline
▲ 0.50% · 4.625%
HK$12,218
+HK$700/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,036/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,057
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,380
−HK$328/mo
Today · 4.125%
HK$12,708
baseline
▲ 0.50% · 4.625%
HK$13,378
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,416/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,005
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,410
−HK$411/mo
Today · 4.125%
HK$13,821
baseline
▲ 0.50% · 4.625%
HK$14,662
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,642/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,468
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,857
−HK$393/mo
Today · 4.125%
HK$15,250
baseline
▲ 0.50% · 4.625%
HK$16,054
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,500/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,173
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,645
−HK$480/mo
Today · 4.125%
HK$16,125
baseline
▲ 0.50% · 4.625%
HK$17,106
+HK$981/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,250/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,880
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,333
−HK$459/mo
Today · 4.125%
HK$17,792
baseline
▲ 0.50% · 4.625%
HK$18,730
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,584/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$617/mo
Today · 4.125%
HK$20,732
baseline
▲ 0.50% · 4.625%
HK$21,993
+HK$1,261/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,464/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,703
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,285
−HK$590/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,081
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,794 · Scale 2, in force from 26 Feb 2026)