LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,382
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,753
−HK$3,426/mo
Today · 4.125%
HK$115,179
baseline
▲ 0.50% · 4.625%
HK$122,187
+HK$7,008/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,358/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,574
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,808
−HK$3,280/mo
Today · 4.125%
HK$127,088
baseline
▲ 0.50% · 4.625%
HK$133,787
+HK$6,699/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,176/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,058
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,104
−HK$4,110/mo
Today · 4.125%
HK$138,214
baseline
▲ 0.50% · 4.625%
HK$146,624
+HK$8,410/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$276,428/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,689
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$148,569
−HK$3,937/mo
Today · 4.125%
HK$152,506
baseline
▲ 0.50% · 4.625%
HK$160,545
+HK$8,039/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$305,012/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,735
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$156,455
−HK$4,795/mo
Today · 4.125%
HK$161,250
baseline
▲ 0.50% · 4.625%
HK$171,062
+HK$9,812/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$322,500/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,803
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$173,331
−HK$4,592/mo
Today · 4.125%
HK$177,923
baseline
▲ 0.50% · 4.625%
HK$187,302
+HK$9,379/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$355,846/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,088
−HK$12,233/mo
▼ 0.25% · 3.875%
HK$201,156
−HK$6,165/mo
Today · 4.125%
HK$207,321
baseline
▲ 0.50% · 4.625%
HK$219,936
+HK$12,615/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$414,642/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,033
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$222,854
−HK$5,905/mo
Today · 4.125%
HK$228,759
baseline
▲ 0.50% · 4.625%
HK$240,817
+HK$12,058/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$457,518/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,052 · Scale 2, in force from 26 Feb 2026)