LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,384
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$111,755
−HK$3,425/mo
Today · 4.125%
HK$115,180
baseline
▲ 0.50% · 4.625%
HK$122,189
+HK$7,009/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,360/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,576
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,810
−HK$3,280/mo
Today · 4.125%
HK$127,090
baseline
▲ 0.50% · 4.625%
HK$133,789
+HK$6,699/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,180/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,060
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,106
−HK$4,110/mo
Today · 4.125%
HK$138,216
baseline
▲ 0.50% · 4.625%
HK$146,627
+HK$8,411/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$276,432/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,691
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$148,571
−HK$3,937/mo
Today · 4.125%
HK$152,508
baseline
▲ 0.50% · 4.625%
HK$160,547
+HK$8,039/mo
Deposit HK$19.01M · loan HK$28.52M · min. income ≈ HK$305,016/mo (50% DSR)
Upfront cash ≈ HK$21.03M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,737
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$156,457
−HK$4,795/mo
Today · 4.125%
HK$161,252
baseline
▲ 0.50% · 4.625%
HK$171,064
+HK$9,812/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$322,504/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,806
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$173,333
−HK$4,593/mo
Today · 4.125%
HK$177,926
baseline
▲ 0.50% · 4.625%
HK$187,305
+HK$9,379/mo
Deposit HK$14.26M · loan HK$33.27M · min. income ≈ HK$355,852/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,091
−HK$12,234/mo
▼ 0.25% · 3.875%
HK$201,159
−HK$6,166/mo
Today · 4.125%
HK$207,325
baseline
▲ 0.50% · 4.625%
HK$219,940
+HK$12,615/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$414,650/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,036
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$222,857
−HK$5,905/mo
Today · 4.125%
HK$228,762
baseline
▲ 0.50% · 4.625%
HK$240,821
+HK$12,059/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$457,524/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,084 · Scale 2, in force from 26 Feb 2026)