LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,840
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,177
−HK$342/mo
Today · 4.125%
HK$11,519
baseline
▲ 0.50% · 4.625%
HK$12,220
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,038/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,059
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,383
−HK$328/mo
Today · 4.125%
HK$12,711
baseline
▲ 0.50% · 4.625%
HK$13,381
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,422/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,008
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,412
−HK$411/mo
Today · 4.125%
HK$13,823
baseline
▲ 0.50% · 4.625%
HK$14,665
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,646/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,471
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,859
−HK$394/mo
Today · 4.125%
HK$15,253
baseline
▲ 0.50% · 4.625%
HK$16,057
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,506/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,176
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,648
−HK$479/mo
Today · 4.125%
HK$16,127
baseline
▲ 0.50% · 4.625%
HK$17,109
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,254/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,883
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,336
−HK$459/mo
Today · 4.125%
HK$17,795
baseline
▲ 0.50% · 4.625%
HK$18,733
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,590/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,512
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,118
−HK$617/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,262/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$590/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,875 · Scale 2, in force from 26 Feb 2026)