LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,399
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,771
−HK$3,425/mo
Today · 4.125%
HK$115,196
baseline
▲ 0.50% · 4.625%
HK$122,206
+HK$7,010/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,392/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,592
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,827
−HK$3,281/mo
Today · 4.125%
HK$127,108
baseline
▲ 0.50% · 4.625%
HK$133,808
+HK$6,700/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,216/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,078
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$134,125
−HK$4,111/mo
Today · 4.125%
HK$138,236
baseline
▲ 0.50% · 4.625%
HK$146,647
+HK$8,411/mo
Deposit HK$19.02M · loan HK$28.52M · min. income ≈ HK$276,472/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,711
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$148,592
−HK$3,937/mo
Today · 4.125%
HK$152,529
baseline
▲ 0.50% · 4.625%
HK$160,569
+HK$8,040/mo
Deposit HK$19.02M · loan HK$28.52M · min. income ≈ HK$305,058/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,758
−HK$9,517/mo
▼ 0.25% · 3.875%
HK$156,479
−HK$4,796/mo
Today · 4.125%
HK$161,275
baseline
▲ 0.50% · 4.625%
HK$171,088
+HK$9,813/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,550/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,829
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$173,357
−HK$4,594/mo
Today · 4.125%
HK$177,951
baseline
▲ 0.50% · 4.625%
HK$187,331
+HK$9,380/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,902/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,118
−HK$12,235/mo
▼ 0.25% · 3.875%
HK$201,187
−HK$6,166/mo
Today · 4.125%
HK$207,353
baseline
▲ 0.50% · 4.625%
HK$219,970
+HK$12,617/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$414,706/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,066
−HK$11,728/mo
▼ 0.25% · 3.875%
HK$222,888
−HK$5,906/mo
Today · 4.125%
HK$228,794
baseline
▲ 0.50% · 4.625%
HK$240,854
+HK$12,060/mo
Deposit HK$4.75M · loan HK$42.78M · min. income ≈ HK$457,588/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,363 · Scale 2, in force from 26 Feb 2026)