LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,409
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$111,781
−HK$3,426/mo
Today · 4.125%
HK$115,207
baseline
▲ 0.50% · 4.625%
HK$122,217
+HK$7,010/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,414/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,604
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,838
−HK$3,281/mo
Today · 4.125%
HK$127,119
baseline
▲ 0.50% · 4.625%
HK$133,820
+HK$6,701/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,238/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,090
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$134,137
−HK$4,111/mo
Today · 4.125%
HK$138,248
baseline
▲ 0.50% · 4.625%
HK$146,660
+HK$8,412/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$276,496/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,724
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,606
−HK$3,937/mo
Today · 4.125%
HK$152,543
baseline
▲ 0.50% · 4.625%
HK$160,584
+HK$8,041/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$305,086/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,772
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,493
−HK$4,797/mo
Today · 4.125%
HK$161,290
baseline
▲ 0.50% · 4.625%
HK$171,104
+HK$9,814/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,580/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,845
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$173,373
−HK$4,594/mo
Today · 4.125%
HK$177,967
baseline
▲ 0.50% · 4.625%
HK$187,348
+HK$9,381/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,934/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,136
−HK$12,236/mo
▼ 0.25% · 3.875%
HK$201,205
−HK$6,167/mo
Today · 4.125%
HK$207,372
baseline
▲ 0.50% · 4.625%
HK$219,991
+HK$12,619/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$414,744/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,086
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,909
−HK$5,906/mo
Today · 4.125%
HK$228,815
baseline
▲ 0.50% · 4.625%
HK$240,876
+HK$12,061/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$457,630/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$2,020,549 · Scale 2, in force from 26 Feb 2026)