LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,841
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,178
−HK$343/mo
Today · 4.125%
HK$11,521
baseline
▲ 0.50% · 4.625%
HK$12,222
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,042/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,060
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,384
−HK$328/mo
Today · 4.125%
HK$12,712
baseline
▲ 0.50% · 4.625%
HK$13,382
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,424/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,009
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,414
−HK$411/mo
Today · 4.125%
HK$13,825
baseline
▲ 0.50% · 4.625%
HK$14,666
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,650/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,472
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,861
−HK$393/mo
Today · 4.125%
HK$15,254
baseline
▲ 0.50% · 4.625%
HK$16,058
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,508/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,177
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,649
−HK$480/mo
Today · 4.125%
HK$16,129
baseline
▲ 0.50% · 4.625%
HK$17,110
+HK$981/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,258/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,885
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,337
−HK$460/mo
Today · 4.125%
HK$17,797
baseline
▲ 0.50% · 4.625%
HK$18,735
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,594/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,514
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$616/mo
Today · 4.125%
HK$20,737
baseline
▲ 0.50% · 4.625%
HK$21,999
+HK$1,262/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,474/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,709
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$591/mo
Today · 4.125%
HK$22,882
baseline
▲ 0.50% · 4.625%
HK$24,088
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,764/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,925 · Scale 2, in force from 26 Feb 2026)