LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,412
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,785
−HK$3,426/mo
Today · 4.125%
HK$115,211
baseline
▲ 0.50% · 4.625%
HK$122,221
+HK$7,010/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,422/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,608
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,842
−HK$3,282/mo
Today · 4.125%
HK$127,124
baseline
▲ 0.50% · 4.625%
HK$133,825
+HK$6,701/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,248/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,095
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$134,142
−HK$4,111/mo
Today · 4.125%
HK$138,253
baseline
▲ 0.50% · 4.625%
HK$146,665
+HK$8,412/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$276,506/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,729
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,611
−HK$3,937/mo
Today · 4.125%
HK$152,548
baseline
▲ 0.50% · 4.625%
HK$160,590
+HK$8,042/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$305,096/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,777
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,498
−HK$4,797/mo
Today · 4.125%
HK$161,295
baseline
▲ 0.50% · 4.625%
HK$171,110
+HK$9,815/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,590/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,851
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$173,379
−HK$4,594/mo
Today · 4.125%
HK$177,973
baseline
▲ 0.50% · 4.625%
HK$187,354
+HK$9,381/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,946/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,142
−HK$12,237/mo
▼ 0.25% · 3.875%
HK$201,212
−HK$6,167/mo
Today · 4.125%
HK$207,379
baseline
▲ 0.50% · 4.625%
HK$219,998
+HK$12,619/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$414,758/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,094
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,916
−HK$5,907/mo
Today · 4.125%
HK$228,823
baseline
▲ 0.50% · 4.625%
HK$240,884
+HK$12,061/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$457,646/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,618 · Scale 2, in force from 26 Feb 2026)