LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,842
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,179
−HK$342/mo
Today · 4.125%
HK$11,521
baseline
▲ 0.50% · 4.625%
HK$12,223
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,042/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,061
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,385
−HK$328/mo
Today · 4.125%
HK$12,713
baseline
▲ 0.50% · 4.625%
HK$13,383
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,426/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,010
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,415
−HK$411/mo
Today · 4.125%
HK$13,826
baseline
▲ 0.50% · 4.625%
HK$14,667
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,652/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,473
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,862
−HK$393/mo
Today · 4.125%
HK$15,255
baseline
▲ 0.50% · 4.625%
HK$16,059
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,510/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,178
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,650
−HK$480/mo
Today · 4.125%
HK$16,130
baseline
▲ 0.50% · 4.625%
HK$17,112
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,260/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,886
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,338
−HK$460/mo
Today · 4.125%
HK$17,798
baseline
▲ 0.50% · 4.625%
HK$18,736
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,596/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,515
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,122
−HK$617/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,262/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$591/mo
Today · 4.125%
HK$22,883
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,766/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,955 · Scale 2, in force from 26 Feb 2026)