LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,417
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,790
−HK$3,426/mo
Today · 4.125%
HK$115,216
baseline
▲ 0.50% · 4.625%
HK$122,227
+HK$7,011/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,432/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,613
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,848
−HK$3,281/mo
Today · 4.125%
HK$127,129
baseline
▲ 0.50% · 4.625%
HK$133,831
+HK$6,702/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,258/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,101
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$134,148
−HK$4,111/mo
Today · 4.125%
HK$138,259
baseline
▲ 0.50% · 4.625%
HK$146,672
+HK$8,413/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$276,518/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,736
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,617
−HK$3,938/mo
Today · 4.125%
HK$152,555
baseline
▲ 0.50% · 4.625%
HK$160,597
+HK$8,042/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$305,110/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,784
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,506
−HK$4,796/mo
Today · 4.125%
HK$161,302
baseline
▲ 0.50% · 4.625%
HK$171,117
+HK$9,815/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,604/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,858
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,387
−HK$4,594/mo
Today · 4.125%
HK$177,981
baseline
▲ 0.50% · 4.625%
HK$187,363
+HK$9,382/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,962/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,151
−HK$12,238/mo
▼ 0.25% · 3.875%
HK$201,221
−HK$6,168/mo
Today · 4.125%
HK$207,389
baseline
▲ 0.50% · 4.625%
HK$220,008
+HK$12,619/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$414,778/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,104
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,926
−HK$5,907/mo
Today · 4.125%
HK$228,833
baseline
▲ 0.50% · 4.625%
HK$240,895
+HK$12,062/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$457,666/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,709 · Scale 2, in force from 26 Feb 2026)