LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,419
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,792
−HK$3,426/mo
Today · 4.125%
HK$115,218
baseline
▲ 0.50% · 4.625%
HK$122,229
+HK$7,011/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,436/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,615
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$123,850
−HK$3,282/mo
Today · 4.125%
HK$127,132
baseline
▲ 0.50% · 4.625%
HK$133,833
+HK$6,701/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,264/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,103
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$134,150
−HK$4,111/mo
Today · 4.125%
HK$138,261
baseline
▲ 0.50% · 4.625%
HK$146,674
+HK$8,413/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$276,522/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,738
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$148,620
−HK$3,938/mo
Today · 4.125%
HK$152,558
baseline
▲ 0.50% · 4.625%
HK$160,599
+HK$8,041/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$305,116/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,787
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,508
−HK$4,797/mo
Today · 4.125%
HK$161,305
baseline
▲ 0.50% · 4.625%
HK$171,120
+HK$9,815/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,610/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,861
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,390
−HK$4,594/mo
Today · 4.125%
HK$177,984
baseline
▲ 0.50% · 4.625%
HK$187,366
+HK$9,382/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,968/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,154
−HK$12,238/mo
▼ 0.25% · 3.875%
HK$201,225
−HK$6,167/mo
Today · 4.125%
HK$207,392
baseline
▲ 0.50% · 4.625%
HK$220,012
+HK$12,620/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$414,784/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,107
−HK$11,730/mo
▼ 0.25% · 3.875%
HK$222,930
−HK$5,907/mo
Today · 4.125%
HK$228,837
baseline
▲ 0.50% · 4.625%
HK$240,899
+HK$12,062/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$457,674/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)