LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,419
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,792
−HK$3,426/mo
Today · 4.125%
HK$115,218
baseline
▲ 0.50% · 4.625%
HK$122,229
+HK$7,011/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$230,436/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,615
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$123,850
−HK$3,282/mo
Today · 4.125%
HK$127,132
baseline
▲ 0.50% · 4.625%
HK$133,833
+HK$6,701/mo
Deposit HK$23.77M · loan HK$23.77M · min. income ≈ HK$254,264/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,103
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$134,150
−HK$4,112/mo
Today · 4.125%
HK$138,262
baseline
▲ 0.50% · 4.625%
HK$146,675
+HK$8,413/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$276,524/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,739
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,620
−HK$3,938/mo
Today · 4.125%
HK$152,558
baseline
▲ 0.50% · 4.625%
HK$160,600
+HK$8,042/mo
Deposit HK$19.02M · loan HK$28.53M · min. income ≈ HK$305,116/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,787
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,509
−HK$4,796/mo
Today · 4.125%
HK$161,305
baseline
▲ 0.50% · 4.625%
HK$171,121
+HK$9,816/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,610/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,862
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,390
−HK$4,595/mo
Today · 4.125%
HK$177,985
baseline
▲ 0.50% · 4.625%
HK$187,366
+HK$9,381/mo
Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$355,970/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,155
−HK$12,238/mo
▼ 0.25% · 3.875%
HK$201,225
−HK$6,168/mo
Today · 4.125%
HK$207,393
baseline
▲ 0.50% · 4.625%
HK$220,012
+HK$12,619/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$414,786/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,108
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,930
−HK$5,907/mo
Today · 4.125%
HK$228,837
baseline
▲ 0.50% · 4.625%
HK$240,900
+HK$12,063/mo
Deposit HK$4.75M · loan HK$42.79M · min. income ≈ HK$457,674/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,020,748 · Scale 2, in force from 26 Feb 2026)