LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,842
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,179
−HK$343/mo
Today · 4.125%
HK$11,522
baseline
▲ 0.50% · 4.625%
HK$12,223
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,044/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,062
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,385
−HK$328/mo
Today · 4.125%
HK$12,713
baseline
▲ 0.50% · 4.625%
HK$13,383
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,426/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,010
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,415
−HK$411/mo
Today · 4.125%
HK$13,826
baseline
▲ 0.50% · 4.625%
HK$14,668
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,652/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,474
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,862
−HK$394/mo
Today · 4.125%
HK$15,256
baseline
▲ 0.50% · 4.625%
HK$16,060
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,512/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,179
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,651
−HK$480/mo
Today · 4.125%
HK$16,131
baseline
▲ 0.50% · 4.625%
HK$17,112
+HK$981/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,262/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,886
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,339
−HK$460/mo
Today · 4.125%
HK$17,799
baseline
▲ 0.50% · 4.625%
HK$18,737
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,598/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,516
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,123
−HK$616/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,262/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,293
−HK$591/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,090
+HK$1,206/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,975 · Scale 2, in force from 26 Feb 2026)