LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,842
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,180
−HK$342/mo
Today · 4.125%
HK$11,522
baseline
▲ 0.50% · 4.625%
HK$12,223
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,044/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,062
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,385
−HK$329/mo
Today · 4.125%
HK$12,714
baseline
▲ 0.50% · 4.625%
HK$13,384
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,428/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,011
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,415
−HK$412/mo
Today · 4.125%
HK$13,827
baseline
▲ 0.50% · 4.625%
HK$14,668
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,654/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,474
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,863
−HK$393/mo
Today · 4.125%
HK$15,256
baseline
▲ 0.50% · 4.625%
HK$16,061
+HK$805/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,512/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,179
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,651
−HK$480/mo
Today · 4.125%
HK$16,131
baseline
▲ 0.50% · 4.625%
HK$17,113
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,262/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,887
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,340
−HK$459/mo
Today · 4.125%
HK$17,799
baseline
▲ 0.50% · 4.625%
HK$18,737
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,598/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,516
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,123
−HK$617/mo
Today · 4.125%
HK$20,740
baseline
▲ 0.50% · 4.625%
HK$22,002
+HK$1,262/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,480/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$590/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,091
+HK$1,207/mo
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,986 · Scale 2, in force from 26 Feb 2026)