LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,844
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,181
−HK$343/mo
Today · 4.125%
HK$11,524
baseline
▲ 0.50% · 4.625%
HK$12,225
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,048/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,063
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,387
−HK$328/mo
Today · 4.125%
HK$12,715
baseline
▲ 0.50% · 4.625%
HK$13,385
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,430/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,012
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,417
−HK$411/mo
Today · 4.125%
HK$13,828
baseline
▲ 0.50% · 4.625%
HK$14,670
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,656/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,476
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,864
−HK$394/mo
Today · 4.125%
HK$15,258
baseline
▲ 0.50% · 4.625%
HK$16,062
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,516/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,181
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,653
−HK$480/mo
Today · 4.125%
HK$16,133
baseline
▲ 0.50% · 4.625%
HK$17,115
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,266/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,889
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,342
−HK$459/mo
Today · 4.125%
HK$17,801
baseline
▲ 0.50% · 4.625%
HK$18,740
+HK$939/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,602/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,518
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,126
−HK$616/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$22,005
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,714
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,296
−HK$591/mo
Today · 4.125%
HK$22,887
baseline
▲ 0.50% · 4.625%
HK$24,094
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,774/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,043 · Scale 2, in force from 26 Feb 2026)