LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,845
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,182
−HK$343/mo
Today · 4.125%
HK$11,525
baseline
▲ 0.50% · 4.625%
HK$12,226
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,050/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,064
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,388
−HK$328/mo
Today · 4.125%
HK$12,716
baseline
▲ 0.50% · 4.625%
HK$13,387
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,432/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,013
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,418
−HK$412/mo
Today · 4.125%
HK$13,830
baseline
▲ 0.50% · 4.625%
HK$14,671
+HK$841/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,660/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,477
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,866
−HK$394/mo
Today · 4.125%
HK$15,260
baseline
▲ 0.50% · 4.625%
HK$16,064
+HK$804/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,520/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,182
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,655
−HK$479/mo
Today · 4.125%
HK$16,134
baseline
▲ 0.50% · 4.625%
HK$17,116
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,268/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,890
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,343
−HK$460/mo
Today · 4.125%
HK$17,803
baseline
▲ 0.50% · 4.625%
HK$18,741
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,606/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,520
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,127
−HK$617/mo
Today · 4.125%
HK$20,744
baseline
▲ 0.50% · 4.625%
HK$22,007
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,488/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,298
−HK$591/mo
Today · 4.125%
HK$22,889
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,778/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,085 · Scale 2, in force from 26 Feb 2026)