LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,455
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,829
−HK$3,427/mo
Today · 4.125%
HK$115,256
baseline
▲ 0.50% · 4.625%
HK$122,269
+HK$7,013/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$230,512/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,655
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$123,891
−HK$3,283/mo
Today · 4.125%
HK$127,174
baseline
▲ 0.50% · 4.625%
HK$133,878
+HK$6,704/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$254,348/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,146
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,195
−HK$4,113/mo
Today · 4.125%
HK$138,308
baseline
▲ 0.50% · 4.625%
HK$146,723
+HK$8,415/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$276,616/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,786
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,670
−HK$3,939/mo
Today · 4.125%
HK$152,609
baseline
▲ 0.50% · 4.625%
HK$160,653
+HK$8,044/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$305,218/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,837
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$156,560
−HK$4,799/mo
Today · 4.125%
HK$161,359
baseline
▲ 0.50% · 4.625%
HK$171,177
+HK$9,818/mo
Deposit HK$14.27M · loan HK$33.29M · min. income ≈ HK$322,718/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,918
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$173,448
−HK$4,596/mo
Today · 4.125%
HK$178,044
baseline
▲ 0.50% · 4.625%
HK$187,429
+HK$9,385/mo
Deposit HK$14.27M · loan HK$33.29M · min. income ≈ HK$356,088/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,219
−HK$12,242/mo
▼ 0.25% · 3.875%
HK$201,292
−HK$6,169/mo
Today · 4.125%
HK$207,461
baseline
▲ 0.50% · 4.625%
HK$220,085
+HK$12,624/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$414,922/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,180
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$223,004
−HK$5,909/mo
Today · 4.125%
HK$228,913
baseline
▲ 0.50% · 4.625%
HK$240,980
+HK$12,067/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$457,826/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,417 · Scale 2, in force from 26 Feb 2026)