LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,846
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,183
−HK$343/mo
Today · 4.125%
HK$11,526
baseline
▲ 0.50% · 4.625%
HK$12,227
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,052/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,066
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,389
−HK$329/mo
Today · 4.125%
HK$12,718
baseline
▲ 0.50% · 4.625%
HK$13,388
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,436/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,015
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,420
−HK$411/mo
Today · 4.125%
HK$13,831
baseline
▲ 0.50% · 4.625%
HK$14,673
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,662/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,479
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,867
−HK$394/mo
Today · 4.125%
HK$15,261
baseline
▲ 0.50% · 4.625%
HK$16,066
+HK$805/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,522/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,184
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,656
−HK$480/mo
Today · 4.125%
HK$16,136
baseline
▲ 0.50% · 4.625%
HK$17,118
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,272/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,892
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,345
−HK$460/mo
Today · 4.125%
HK$17,805
baseline
▲ 0.50% · 4.625%
HK$18,743
+HK$938/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,610/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,522
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,130
−HK$617/mo
Today · 4.125%
HK$20,747
baseline
▲ 0.50% · 4.625%
HK$22,009
+HK$1,262/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,494/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,719
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,301
−HK$591/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,099
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,140 · Scale 2, in force from 26 Feb 2026)