LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,466
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,840
−HK$3,428/mo
Today · 4.125%
HK$115,268
baseline
▲ 0.50% · 4.625%
HK$122,282
+HK$7,014/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$230,536/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,667
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,904
−HK$3,283/mo
Today · 4.125%
HK$127,187
baseline
▲ 0.50% · 4.625%
HK$133,891
+HK$6,704/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$254,374/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,159
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,208
−HK$4,113/mo
Today · 4.125%
HK$138,321
baseline
▲ 0.50% · 4.625%
HK$146,738
+HK$8,417/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$276,642/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,801
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,684
−HK$3,940/mo
Today · 4.125%
HK$152,624
baseline
▲ 0.50% · 4.625%
HK$160,669
+HK$8,045/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$305,248/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,853
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$156,576
−HK$4,799/mo
Today · 4.125%
HK$161,375
baseline
▲ 0.50% · 4.625%
HK$171,194
+HK$9,819/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$322,750/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,934
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,465
−HK$4,596/mo
Today · 4.125%
HK$178,061
baseline
▲ 0.50% · 4.625%
HK$187,447
+HK$9,386/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$356,122/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,239
−HK$12,243/mo
▼ 0.25% · 3.875%
HK$201,312
−HK$6,170/mo
Today · 4.125%
HK$207,482
baseline
▲ 0.50% · 4.625%
HK$220,107
+HK$12,625/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$414,964/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,201
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$223,027
−HK$5,909/mo
Today · 4.125%
HK$228,936
baseline
▲ 0.50% · 4.625%
HK$241,004
+HK$12,068/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$457,872/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,619 · Scale 2, in force from 26 Feb 2026)